Working with Courtlandt and Making Informed Decisions

Client Relationship Summary

Introduction

Founded in 2006, Courtlandt Securities Corporation (“Courtlandt”) is a licensed Broker-Dealer, member of FINRA and SIPC and registered with the Securities and Exchange Commission (“SEC”). Courtlandt acts primarily as a selling agent for Sponsors and Issuers of general securities, insurance and annuity products to include alternative investments in private offerings.

The SEC’s investment education website, Investor.gov/CRS, is a free and simple tool to find more information on firms and their financial professionals. It provides educational materials about Broker-Dealers, Investment Advisers, and investing. Brokerage and investment advisory services and fees differ, and you need to understand these differences.

Download Form CRS Here

What investment services and advice can you provide me?

Products include Mutual Funds, Annuities, Life Insurance, and Private Placements such as Delaware Statutory Trusts (“DSTs”) among others. We accept and process direct application purchase orders. All transactions are sent to the investment product Sponsor or Issuer which processes our applications, confirms, records, and settles them. The product Sponsors and Issuers also maintain our client accounts, grants access to, and delivers funds and securities. Courtlandt does not hold your cash, investment funds or securities. Courtlandt provides brokerage services including investment recommendations to both retail and institutional investors.

Monitoring: We do not offer or agree to provide monitoring in our brokerage accounts. If you desire to have your account monitored, ask your financial professional about investment advisory services. Property management services are offered through third-party providers. This service is often very limited and only available in certain specific geographic locations. We do not provide monitoring of our third-party asset managers. Written Financial plans are provided on a one-time basis for a fee and do not include ongoing advice.

Investment Authority: We make recommendations to buy, sell or hold securities and real estate, but you make the ultimate decision and whether to follow our recommendation. A financial professional’s ability to make recommendations is also limited to the Licenses they hold. Licensing information is available on FINRA’s website at http://brokercheck.finra.org. Direct real estate is typically a self-managed asset, not to be confused with DSTs, which are managed on your behalf and but are securities.

Investment Offering: Our firm offers many quality products and services, but we do not make every product and service available. We do not seek to offer products that are necessarily the least expensive. A financial professional’s ability to offer individual products and services depends on his/her licensing. Our real estate brokerage is currently limited to the state of California. Real estate brokerage in other states, will be referred to third-party firms offering access to those markets. We do not have access to every state nor make available every asset type. Commission and fees will vary by sponsor and product and may be negotiable.

Account Minimums and Other Requirements: There is no minimum to establish an account with us. Minimums are established by the investment sponsor or issuer, which are disclosed at the time of selection. Minimums vary by company and you may request a reduction in the minimum investment amount. There is no minimum to establish a relationship with us. When purchasing direct real estate, down payments (minimums) are determined by purchase amount, performance, asset type and ultimately by the lender in order to qualify for a mortgage.

What fees will I pay?

It’s important to know how Broker-dealers and Registered Investment Advisers get compensated. Broker-dealers typically deal in transaction-based compensation and earn commissions. Registered Investment Advisors often work on asset-based fees, earning a percentage of all your assets under management, regardless of whether you complete a transaction. Courtlandt does not offer Advisory Accounts and offers only Brokerage Services.

Courtlandt uses a transaction-based compensation method and receives commissions for its services. This means that you will be charged a “commission” on each transaction, regardless of how long you hold the investment/s. Each product and or customer may have a different commission rate, and we'll discuss that with you when you’re deciding to invest. Commissions will be paid by the Sponsor or Issuer, and we will never ask you for commissions separately. Courtlandt representatives may also receive non-cash compensation in the form of travel and expense reimbursement, which is paid by product Sponsors or Issuers.

You will pay fees and costs whether you make or lose money on your investment. Fees and costs will reduce any amount of money on your investments over time. Please make sure you understand what fees and costs you are paying. There is an inherent conflict of interest when dealing in commission based products. To mitigate this risk, you should understand the costs you are paying, the investment’s appropriateness to your goals and objectives and the value you may receive. Sharing your goals and circumstances with your financial professional may accomplish this.

What are your legal obligations to me when providing recommendations? How else does your firm make money and what conflicts of interest do you have?

When we provide you with a recommendation, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the recommendations we provide you. Here are some examples to help you understand what this means. Courtlandt may be affiliated with a Sponsor or Issuer of products we offer. We do not make every product and service available to our clients. We may not offer products that are necessarily the least expensive for our clients.

How do your financial professionals make money?

We earn revenue primarily through commissions. We also earn revenue through marketing and due diligence expense reimbursements that are paid by the product Sponsors and Issuers of the products we offer. These costs may be passed through to you as an investor thus reducing the amount you invest.

Do you or your financial professionals have legal or disciplinary history?

Yes. Visit Investor.gov/CRS for a free and simple search tool to research us and our financial professionals.

Conversation Starter:

As a financial professional, do you have any disciplinary history? If so, for what type of conduct?

Get a PDF Copy

Our Client Relationship Summary Offers a brief summary of our service, fees and obligations when we work with you in a broker-dealer relationship.

Download Form CRS Now

Obtaining Additional Information

To learn more about Courtlandt, please visit our website: www.courtlandtgroup.com Alternatively, you may contact us at 800-994-7094 or email us at info@courtlandtgroup.com to obtain additional information about our brokerage services, receive up to date investment and product information, and request a copy of our relationship summary.

Conversation Starter:

Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?

Courtlandt Financial Group, Inc. and Courtlandt Securities Corporation (“Courtlandt“) operates a website at www.courtlandtgroup.com and certain web-based landing pages and web links (the “Platform“). By using the Platform, you accept our Terms and Conditions which also includes Important Information Governing Our Relationship. This information includes our Privacy Policy, Consumer Identification Program, Business Continuity Plan, and our Anti-Money Laundering requirements. Any links provided to other websites are offered as a matter of convenience and are not intended to imply that its authors endorse Courtlandt and its products, sponsors, and/or are affiliated with Courtlandt. Similarly, neither does Courtlandt endorse any information contained on those sites, unless expressly stated otherwise. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by these third parties. The links are solely for the purpose of providing information and additional services independent of us. You are responsible for the due diligence and selection of these companies and are free to choose from others.

While reviewing any of the information on our Platform, you should know that past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect current or future performance and the likelihood of investment outcomes are hypothetical in nature and may differ from projections. Investing in securities involves risks, and there is always the potential of losing money to include your entire principal when you invest in securities. Private offerings are illiquid and may be held indefinitely. Before investing, consider your investment objectives and read the entire offering materials to include the Private Placement Memorandum and Courtlandt’s Form CRS, which includes important information about our products, services, fees and how to do business with us.

Neither this website or any links provided herein are to be considered or construed as a solicitation of a particular investment program or a solicitation of an offer or solicitation to buy or sell securities, or provide tax or legal services. Courtlandt’s first priority is education. We do not advertise investments, only investment and financial strategies. No presentation of securities will be made without an investor suitability review and qualification. Courtlandt may only conduct business in jurisdictions where Courtlandt is registered. Viewing this website and the corresponding pages and links should be considered informational or educational only.

Courtlandt is registered in the following states; Arizona, California, Florida, Massachusetts, Michigan, Nevada, North Carolina, Texas, and Washington. While we make every attempt to limit access to residents of these states, should you come across our web information and reside in a state that is not listed and wish to speak with us, our regulatory environment requires us to ask that you disregard our information and seek the assistance of a local and licensed professional. Should you choose to contact our customer services department to discuss your needs and or interests, you agree that you do so by your own volition and free right to do so and not by our suggestion to do so.

Neither Courtlandt nor any of its affiliates provide tax or legal advice and do not represent in any manner that the outcomes described herein or in any material contained within the Platform will achieve the stated results and or objectives to include any tax benefit or investment return. Prospective investors should consult their personal tax and or legal advisors regarding any of the benefits stated and should base their decision on their own personal circumstances and objectives. Neither Courtlandt nor any of its affiliates assume responsibility for failure on the part of any investment company to achieve its stated objectives. We are only a distributor. Ultimately, the performance or lack thereof rests solely with the investment company you have selected and invested with. You should perform your own personal due diligence and choose wisely. If needed, hire a seasoned professional to assist you. You are the first guardian of your capital. *Certain investment programs require investor accreditation as defined by the SEC Rule 506. Accredited investors must have a net worth of at least $1,000,000 exclusive of their primary residence, automobiles and furnishings. Not all investment programs require accreditation. We will let you know which programs you do and don’t qualify for.

Courtlandt Financial Group, Inc. provides administration support services to Courtlandt Securities Corporation. Securities offered through Courtlandt Securities Corporation, Member FINRA/SIPC www.finra.org, www.sipc.org, Tel: 202-371-8300. Real Estate offered through Courtlandt Realty, California Department of Real Estate - License Number 01787775. Insurance offered through Courtlandt Insurance Services, California Department of Insurance, Life and Annuities - License Number OD06593.